Author

Dr. Reazul Islam is an academician and researcher specializing in microfinance and community development. He earned his PhD in Islamic microfinance from the University of Malaya, complemented by an MBA in Finance from the same institute. Dr. Islam is a lecturer at the School of Business and Social Sciences, Albukhary International University, Malaysia. Additionally, he holds the position of Editor-in-Chief of the Albukhary Social Business Journal. He is affiliated with the Department of Doctoral Studies at Narxoz University, Kazakhstan, and an advisory board member of the Sustainability Leadership and Impact Management (SLIM) program at National Central University, Taiwan. Dr. Islam has authored numerous scholarly articles and presented his work at various international conferences. He can be contacted via email at reazul.phd@gmail.com for further inquiries.